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Terms of Service

1. Acceptance of Terms

These Terms of Service (“Terms”) govern your access to and use of zorvotools.com (“Website,” “ZorvoTools,” “we,” “us,” or “our”) and all tools, calculators, image utilities, PDF tools, text tools, converters, and other services we provide. By using ZorvoTools, you confirm that you are at least 13 years old (16 in the UK and EU) and agree to these Terms and our Privacy Policy.

2. Our Services

ZorvoTools provides free online tools including:
  • Finance calculators — mortgage, loan, tax, investment, retirement
  • Health calculators — BMI, calorie, TDEE, body fat
  • Image tools — background remover, compressor, resizer, converter
  • PDF tools — converter, merger, compressor, splitter
  • Math and science calculators
  • Text utilities — word counter, case converter, and more
  • Unit and currency converters
  • Date and time tools
All services are provided free of charge. We reserve the right to modify, suspend, or discontinue any tool or service at any time without prior notice.

3. Acceptable Use

You may use ZorvoTools for lawful, personal, non-commercial purposes. You agree NOT to:
  • Use our tools or website for any unlawful purpose or in violation of any laws in your jurisdiction
  • Use automated bots, scrapers, or tools to mass-access or copy our content without written permission
  • Attempt to gain unauthorized access to our servers, databases, or systems
  • Upload malicious files, viruses, or harmful code via our image or PDF tools
  • Reproduce, republish, or resell our tools or content for commercial purposes
  • Misuse our contact form or other communication channels for spam
  • Interfere with other users’ access to ZorvoTools
  • Upload illegal, offensive, or copyright-infringing content to our image or PDF tools

4. Intellectual Property

All content on ZorvoTools — including calculator designs, tool interfaces, code, text, graphics, logos, and visual elements — is the intellectual property of ZorvoTools and is protected by copyright and intellectual property laws in the United States, United Kingdom, Canada, Australia, and internationally. You are permitted to:
  • Use our tools freely for personal, non-commercial purposes
  • Share links to our tools on social media, forums, and other platforms
  • Reference ZorvoTools in educational or informational content
You are NOT permitted to:
  • Copy, reproduce, or clone our tool interfaces or designs
  • Sell or commercially exploit our tools or content
  • Create derivative works without express written permission

5. User-Submitted Content

When you use our image tools, PDF tools, or other file-based tools, you retain full ownership of any files you upload. We do not claim any rights over your files. All file processing occurs in your browser — files are not uploaded to or stored on our servers. By submitting a message through our contact form, you grant us permission to use that feedback to improve our services.

6. Disclaimer of Warranties

ZorvoTools is provided on an “as is” and “as available” basis. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our tools will be error-free, uninterrupted, or completely accurate for all use cases.

7. Limitation of Liability

To the fullest extent permitted by applicable law in the US, UK, Canada, and Australia — ZorvoTools and its owners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, profits, or business, arising from your use of or inability to use our tools or website. Our total liability for any claim shall not exceed zero dollars, as our services are provided free of charge.

8. Advertising

ZorvoTools displays advertisements through Google AdSense and may use other advertising networks to support our free service. By using ZorvoTools, you acknowledge that advertisements may be displayed. We are not responsible for the content of third-party advertisements. You can opt out of personalized advertising through Google Ad Settings.

9. Privacy

Your use of ZorvoTools is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please read our Privacy Policy to understand our practices.

10. Third-Party Services

ZorvoTools may link to or embed third-party services. We are not responsible for the availability, accuracy, or practices of third-party websites or services. Access to third-party services is at your own risk.

11. Indemnification

You agree to defend, indemnify, and hold harmless ZorvoTools and its operators from any claims, damages, losses, or expenses (including legal fees) arising from your use of our website or violation of these Terms.

12. Governing Law

These Terms shall be governed by applicable laws. Users in the United States are subject to applicable federal and state laws. UK users are subject to English law. Canadian users are subject to applicable provincial and federal laws. Australian users are subject to Australian federal and state laws.

13. Changes to Terms

We reserve the right to update these Terms at any time. Changes are effective immediately upon posting with an updated date. Continued use of ZorvoTools after any changes constitutes acceptance of the new Terms.

14. Contact

Questions about these Terms? Contact us here. We respond within 24–48 business hours.